DRAFT — needs legal review. These terms are a working draft. They are not in effect and are not binding until reviewed by counsel and published as final. Bracketed items are placeholders.

Terms of service (draft)

Last updated: [date] · Between you and [Company legal name]

1. The service

Cima Books provides bookkeeping software and financial analysis ("Insights") for businesses. Features may change as the product develops.

2. Your account

You are responsible for the people you invite, the roles you give them, and keeping sign-in details safe. Tell us promptly if you suspect unauthorized access.

3. Your data

Your books belong to you. You give us permission to store and process them only to provide the service. You can export your books at any time. Our privacy policy (draft) explains how data is handled.

4. Not professional advice

Insights, the AI CFO, tax set-asides, benchmarks and forecasts are estimates computed from your books. They are not tax, legal, accounting or investment advice. Review important decisions with a qualified professional, such as your CPA.

5. Acceptable use

Don't misuse the service: no attempts to access other organizations' data, disrupt the service, or use it for unlawful purposes. Don't put protected health information into the service unless a Business Associate Agreement is in place.

6. Third-party services

Bank connections (SimpleFIN, Plaid) and AI features (Anthropic) are provided through third parties whose own terms may apply. We are not responsible for a bank's or provider's availability or data.

7. Fees

Cima Books is not yet offered for sale. Plans shown on the pricing preview are proposals only. [Counsel: billing, renewal, refunds and cancellation terms once pricing is approved.]

8. Availability and changes

We work to keep the service available but do not guarantee uninterrupted access. [Counsel: service levels, if any.]

9. Disclaimers and limitation of liability

[Counsel to draft.]

10. Termination

You may stop using the service at any time. [Counsel: termination rights, data export window after closure.]

11. Governing law

[Counsel to complete.]

12. Contact

[Contact address]